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Understanding Your True Risk Tolerance

Submitted by RMT Wealth Management | Tax Efficient Investment Strategies on July 14th, 2022

The recent stock market volatility, the bear market, the ever-growing inflation rate, and ongoing supply issues have taken a severe toll on the American psyche. For some, it has forever altered how they perceive and manage risk.
Understanding your risk tolerance is considered one of the most important elements of investing.

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Are Emotions Controlling Your Personal Finances?

Submitted by RMT Wealth Management | Tax Efficient Investment Strategies on July 11th, 2022

If anything good has come from the last few years of uncertainty and volatility, it’s that many of us are becoming more financially literate. We’re more aware of our finances and are better at prioritizing our expenditures. We’re also more aware of how important it is to save for the future, while still enjoying the present moment.

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The New Normal Retirement

Submitted by RMT Wealth Management | Tax Efficient Investment Strategies on June 29th, 2022

It’s believed that retirement planning as we currently know it didn’t really exist until a few decades ago. Up to that point, people worked until 65 and then sailed into retirement on a pension plan.

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Medicare in 2021: Here’s What You Need to Know

Submitted by RMT Wealth Management | Tax Efficient Investment Strategies on June 30th, 2021

Many older Americans rely on Medicare for their health care needs. But it’s not always easy to figure out what’s covered and how much it will cost. Medicare benefits change from year to year, and 2021 is bringing an increase in premiums for participants. The good news is, there are other ways to save on Medicare costs.

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Should You Retire at the Same Time As Your Spouse?

Submitted by RMT Wealth Management | Tax Efficient Investment Strategies on February 3rd, 2021

If you and your spouse are making plans to retire, you’re probably wondering whether it’s a good idea to retire at the same time.

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What You Should Know About Certified Financial Planners

Submitted by RMT Wealth Management | Tax Efficient Investment Strategies on July 24th, 2020

Certified Financial Planners (CFP) can stand out from a rather crowded field of financial professionals for a variety of reasons. One of the most important reasons is that Certified Financial Planners are mandated to act as a fiduciary, meaning that they are required to put their client’s interests and needs ahead of his or her own.

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Is Now the Time to Give Yourself a 401(k) Loan?

Submitted by RMT Wealth Management | Tax Efficient Investment Strategies on July 24th, 2020

In planning how to finance a large purchase before age 59 ½, it’s common to consider the idea of taking a withdrawal or a loan from a 401(k) or another retirement account. Taking money from your retirement funds is not a decision to be made lightly and can come with a few undesirable consequences.

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Financial FAQs

Submitted by RMT Wealth Management | Tax Efficient Investment Strategies on September 25th, 2018

Here are the answers to some of the most frequently asked financial questions.  

I’ve just started my first job.  Do I really have to start saving for retirement now?

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Video: What’s Your Risk Management Plan?

Submitted by RMT Wealth Management | Tax Efficient Investment Strategies on November 3rd, 2017

What exactly does it mean to “fully” protect your financial future?

 

Infographic: 6 Easy Organization Tips to Take Time off of Taxes

Submitted by RMT Wealth Management | Tax Efficient Investment Strategies on September 6th, 2017

6 organization tips taxes.jpg

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Recent Blog Posts

  • Understanding Your True Risk Tolerance
  • Are Emotions Controlling Your Personal Finances?
  • The New Normal Retirement

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